The phrase refers to automotive retailers in a particular geographic space who present financing choices and automobile gross sales to people with a historical past of chapter. These dealerships focus on helping prospects who could face challenges securing auto loans on account of their credit score historical past. They typically work with lending establishments that supply subprime auto loans tailor-made to people with decrease credit score scores or previous monetary difficulties.
These dealerships present a pathway to automobile possession for people in search of to rebuild their credit score and regain monetary independence. Traditionally, acquiring financing after chapter has been troublesome, limiting entry to transportation mandatory for employment and each day residing. Dealerships specializing on this space fill a vital want by providing different financing options and supporting credit score rehabilitation.